Towards an economic geography of FinTech

Karen P.Y. Lai, Michael Samers

Research output: Contribution to journalArticlepeer-review

30 Scopus citations


In this paper, we identify the ways in which the existing literature has examined financial technology (FinTech). Using the frame of the ‘FinTech Cube’, we examine how FinTech unfolds through the intersections of key actors, technologies and institutions. We demonstrate the relevance of FinTech for two areas of geographical enquiry: i) the reshaping of global production and financial networks, and ii) financial inclusion and poverty reduction in poorer countries. In doing so, we accord particular attention to the significance of FinTech for theoretical and empirical research in economic geography.

Original languageEnglish
Pages (from-to)720-739
Number of pages20
JournalProgress in Human Geography
Issue number4
StatePublished - Aug 2021

Bibliographical note

Funding Information:
Earlier versions of this paper were presented at the 5th Global Conference on Economic Geography in Cologne and the ‘Emerging Production Networks of Fintech’ workshop organized by the Global Production Networks Centre at the National University of Singapore (GPN@NUS) and Global Network on Financial Geography (FinGeo). We would like to thank participants for their helpful comments. We are also grateful to the anonymous reviewers for their insightful suggestions in improving this paper. All claims and omissions remain our responsibility. The author(s) received no financial support for the research, authorship, and/or publication of this article.

Publisher Copyright:
© The Author(s) 2020.


  • FinTech
  • economic geography
  • finance
  • financial inclusion
  • global financial networks
  • global production networks
  • international financial centers

ASJC Scopus subject areas

  • Geography, Planning and Development


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