TY - GEN
T1 - Trust and trustworthiness in online credit markets
AU - Kuwabara, Ko
AU - Horne, Christine
AU - Anthony, Denise
PY - 2011
Y1 - 2011
N2 - This project examines the role of ability and reliability in assessments of trustworthiness. Specifically, we use data from the lending website Prosper.com, an online marketplace for "peer-to-peer" lending, where potential borrowers post loan requests, and other individuals bid to loan all or part of the dollar amount requested. We examine how signals of financial ability to repay interact with signals of socially defined reliability to effect individual borrowing rates on Prosper.com.
AB - This project examines the role of ability and reliability in assessments of trustworthiness. Specifically, we use data from the lending website Prosper.com, an online marketplace for "peer-to-peer" lending, where potential borrowers post loan requests, and other individuals bid to loan all or part of the dollar amount requested. We examine how signals of financial ability to repay interact with signals of socially defined reliability to effect individual borrowing rates on Prosper.com.
KW - Peer-to-peer markets
KW - reputation
KW - trust
UR - http://www.scopus.com/inward/record.url?scp=84856103340&partnerID=8YFLogxK
UR - http://www.scopus.com/inward/citedby.url?scp=84856103340&partnerID=8YFLogxK
U2 - 10.1109/DASC.2011.161
DO - 10.1109/DASC.2011.161
M3 - Conference contribution
AN - SCOPUS:84856103340
SN - 9780769546124
T3 - Proceedings - IEEE 9th International Conference on Dependable, Autonomic and Secure Computing, DASC 2011
SP - 974
EP - 979
BT - Proceedings - IEEE 9th International Conference on Dependable, Autonomic and Secure Computing, DASC 2011
T2 - 9th IEEE Int. Conf. on Dependable, Autonomic and Secure Comput., DASC 2011, incl. 9th Int. Conf. on Pervasive Intelligence and Computing, PICom 2011, 9th Int. Symp. on Embedded Computing, EmbeddedCom 2011, 1st Int. Conf. on Cloud and Green Comput.CGC
Y2 - 12 December 2011 through 14 December 2011
ER -