LIFE INSURANCE HOLDINGS AND WELL-BEING OF SURVIVING SPOUSES

Timothy F. Harris; Aaron Yelowitz

doi:10.1111/coep.12211

LIFE INSURANCE HOLDINGS AND WELL-BEING OF SURVIVING SPOUSES

Timothy F. Harris
, Aaron Yelowitz

Producción científica: Article › revisión exhaustiva

5 Citas (Scopus)

Resumen

Premature death of a breadwinner can have devastating financial consequences on surviving dependents. This study investigates the role of life insurance in mitigating the long-run financial consequences of spousal mortality. Using the Health and Retirement Study, we examine individuals whose spouses died during or soon after his or her peak earnings years. After controlling for socioeconomic status, we find that sizable lump-sum life insurance payouts do not significantly influence spousal well-being. (JEL D31, G22, I31, J32, J33, J38).

Idioma original	English
Páginas (desde-hasta)	526-538
Número de páginas	13
Publicación	Contemporary Economic Policy
Volumen	36
N.º	3
DOI	https://doi.org/10.1111/coep.12211
Estado	Published - jul 2018

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Publisher Copyright:
© 2016 Western Economic Association International

ASJC Scopus subject areas

General Business, Management and Accounting
Economics and Econometrics
Public Administration

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abstract = "Premature death of a breadwinner can have devastating financial consequences on surviving dependents. This study investigates the role of life insurance in mitigating the long-run financial consequences of spousal mortality. Using the Health and Retirement Study, we examine individuals whose spouses died during or soon after his or her peak earnings years. After controlling for socioeconomic status, we find that sizable lump-sum life insurance payouts do not significantly influence spousal well-being. (JEL D31, G22, I31, J32, J33, J38).",

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LIFE INSURANCE HOLDINGS AND WELL-BEING OF SURVIVING SPOUSES

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